FHA Loan Limits
The Federal Housing Administration (aka FHA) sets loan limits that are updated every year. Because the FHA is insuring mortgages, they cap the max loan you can get based on the area in which you live. The FHA loan limits are county specific and they're generally higher in counties where home prices are higher.
Find a county level FHA loan limit by selecting your state below, and then selecting your county
The FHA loan limits in Alabama range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Autauga County, Baldwin County, Barbour County, Autauga County, Baldwin County, Barbour County
A sampling of counties at the $524,225 level include: Autauga County, Baldwin County, Barbour County, Autauga County, Baldwin County, Barbour County
The FHA loan limits in Alaska range between $524,225 and $586,500
A sampling of counties at the $524,225 level include: , , Aleutians East Borough
A sampling of counties at the $586,500 level include: Sitka Borough
The FHA loan limits in Arizona range between $524,225 and $563,500
A sampling of counties at the $524,225 level include: Apache County, Cochise County, Gila County
A sampling of counties at the $563,500 level include: Coconino County
The FHA loan limits in Arkansas range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Arkansas County, Ashley County, Baxter County, Arkansas County, Ashley County, Baxter County
A sampling of counties at the $524,225 level include: Arkansas County, Ashley County, Baxter County, Arkansas County, Ashley County, Baxter County
The FHA loan limits in California range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Alpine County, Amador County, Butte County
A sampling of counties at the $1,209,750 level include: Alameda County, Contra Costa County, Los Angeles County
The FHA loan limits in Colorado range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Alamosa County, Archuleta County, Baca County
A sampling of counties at the $1,209,750 level include: Eagle County, Garfield County, Pitkin County
The FHA loan limits in Connecticut range between $524,225 and $851,000
A sampling of counties at the $524,225 level include: Hartford County, Litchfield County, Middlesex County, Hartford County, Litchfield County
A sampling of counties at the $851,000 level include: Fairfield County
The FHA loan limits in Delaware range between $524,225 and $594,550
A sampling of counties at the $524,225 level include: Kent County, Sussex County, Kent County, Sussex County
A sampling of counties at the $594,550 level include: New Castle County, New Castle County
The FHA loan limits in District of Columbia range between $1,209,750 and $1,209,750
A sampling of counties at the $1,209,750 level include: District of Columbia, District of Columbia
A sampling of counties at the $1,209,750 level include: District of Columbia, District of Columbia
The FHA loan limits in Florida range between $524,225 and $967,150
A sampling of counties at the $524,225 level include: Alachua County, Bay County, Bradford County
A sampling of counties at the $967,150 level include: Monroe County
The FHA loan limits in Georgia range between $524,225 and $688,850
A sampling of counties at the $524,225 level include: Appling County, Atkinson County, Bacon County
A sampling of counties at the $688,850 level include: Barrow County, Bartow County, Butts County
The FHA loan limits in Hawaii range between $571,550 and $1,110,900
A sampling of counties at the $571,550 level include: Hawaii County
A sampling of counties at the $1,110,900 level include: Kauai County
The FHA loan limits in Idaho range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Adams County, Bannock County, Bear Lake County
A sampling of counties at the $1,209,750 level include: Teton County
The FHA loan limits in Illinois range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adams County, Alexander County, Bond County, Adams County, Alexander County, Bond County
A sampling of counties at the $524,225 level include: Adams County, Alexander County, Bond County, Adams County, Alexander County, Bond County
The FHA loan limits in Indiana range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adams County, Allen County, Bartholomew County, Adams County, Allen County, Bartholomew County
A sampling of counties at the $524,225 level include: Adams County, Allen County, Bartholomew County, Adams County, Allen County, Bartholomew County
The FHA loan limits in Iowa range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adair County, Adams County, Allamakee County, Adair County, Adams County, Allamakee County
A sampling of counties at the $524,225 level include: Adair County, Adams County, Allamakee County, Adair County, Adams County, Allamakee County
The FHA loan limits in Kansas range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Allen County, Anderson County, Atchison County, Allen County, Anderson County, Atchison County
A sampling of counties at the $524,225 level include: Allen County, Anderson County, Atchison County, Allen County, Anderson County, Atchison County
The FHA loan limits in Kentucky range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adair County, Allen County, Anderson County, Adair County, Allen County, Anderson County
A sampling of counties at the $524,225 level include: Adair County, Allen County, Anderson County, Adair County, Allen County, Anderson County
The FHA loan limits in Louisiana range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Acadia Parish, Allen Parish, Ascension Parish, Acadia Parish, Allen Parish, Ascension Parish
A sampling of counties at the $524,225 level include: Acadia Parish, Allen Parish, Ascension Parish, Acadia Parish, Allen Parish, Ascension Parish
The FHA loan limits in Maine range between $524,225 and $600,300
A sampling of counties at the $524,225 level include: Androscoggin County, Aroostook County, Franklin County
A sampling of counties at the $600,300 level include: Cumberland County, Sagadahoc County, York County
The FHA loan limits in Maryland range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Allegany County, Caroline County, Dorchester County
A sampling of counties at the $1,209,750 level include: Calvert County, Charles County, Frederick County
The FHA loan limits in Massachusetts range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Berkshire County, Franklin County, Hampden County
A sampling of counties at the $1,209,750 level include: Dukes County, Nantucket County
The FHA loan limits in Michigan range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Alcona County, Alger County, Allegan County, Alcona County, Alger County, Allegan County
A sampling of counties at the $524,225 level include: Alcona County, Alger County, Allegan County, Alcona County, Alger County, Allegan County
The FHA loan limits in Minnesota range between $524,225 and $529,000
A sampling of counties at the $524,225 level include: Aitkin County, Becker County, Beltrami County
A sampling of counties at the $529,000 level include: Anoka County, Carver County, Chisago County
The FHA loan limits in Mississippi range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adams County, Alcorn County, Amite County, Adams County, Alcorn County, Amite County
A sampling of counties at the $524,225 level include: Adams County, Alcorn County, Amite County, Adams County, Alcorn County, Amite County
The FHA loan limits in Missouri range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adair County, Andrew County, Atchison County, Adair County, Andrew County, Atchison County
A sampling of counties at the $524,225 level include: Adair County, Andrew County, Atchison County, Adair County, Andrew County, Atchison County
The FHA loan limits in Montana range between $524,225 and $754,400
A sampling of counties at the $524,225 level include: Beaverhead County, Big Horn County, Blaine County
A sampling of counties at the $754,400 level include: Carbon County, Stillwater County, Yellowstone County
The FHA loan limits in Nebraska range between $524,225 and $603,750
A sampling of counties at the $524,225 level include: Adams County, Antelope County, Arthur County, Adams County
A sampling of counties at the $603,750 level include: Dawson County, Gosper County
The FHA loan limits in Nevada range between $524,225 and $718,750
A sampling of counties at the $524,225 level include: Churchill County, Clark County, Elko County
A sampling of counties at the $718,750 level include: Douglas County
The FHA loan limits in New Hampshire range between $524,225 and $914,250
A sampling of counties at the $524,225 level include: Belknap County, Carroll County, Cheshire County
A sampling of counties at the $914,250 level include: Rockingham County, Strafford County
The FHA loan limits in New Jersey range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Atlantic County, Cumberland County, Mercer County
A sampling of counties at the $1,209,750 level include: Bergen County, Essex County, Hudson County
The FHA loan limits in New Mexico range between $524,225 and $692,300
A sampling of counties at the $524,225 level include: Bernalillo County, Catron County, Chaves County, Bernalillo County
A sampling of counties at the $692,300 level include: Los Alamos County
The FHA loan limits in New York range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Albany County, Allegany County, Broome County
A sampling of counties at the $1,209,750 level include: Bronx County, Kings County, Nassau County
The FHA loan limits in North Carolina range between $524,225 and $805,000
A sampling of counties at the $524,225 level include: Alamance County, Alexander County, Alleghany County
A sampling of counties at the $805,000 level include: Pasquotank County, Perquimans County
The FHA loan limits in North Dakota range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adams County, Barnes County, Benson County, Adams County, Barnes County, Benson County
A sampling of counties at the $524,225 level include: Adams County, Barnes County, Benson County, Adams County, Barnes County, Benson County
The FHA loan limits in Ohio range between $524,225 and $569,250
A sampling of counties at the $524,225 level include: Adams County, Allen County, Ashland County
A sampling of counties at the $569,250 level include: Delaware County, Fairfield County, Franklin County
The FHA loan limits in Oklahoma range between $524,225 and $524,225
A sampling of counties at the $524,225 level include: Adair County, Alfalfa County, Atoka County, Adair County, Alfalfa County, Atoka County
A sampling of counties at the $524,225 level include: Adair County, Alfalfa County, Atoka County, Adair County, Alfalfa County, Atoka County
The FHA loan limits in Oregon range between $524,225 and $762,450
A sampling of counties at the $524,225 level include: Baker County, Coos County, Crook County
A sampling of counties at the $762,450 level include: Hood River County
The FHA loan limits in Pennsylvania range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Adams County, Allegheny County, Armstrong County
A sampling of counties at the $1,209,750 level include: Pike County
The FHA loan limits in Rhode Island range between $736,000 and $736,000
A sampling of counties at the $736,000 level include: Bristol County, Kent County, Newport County, Bristol County, Kent County, Newport County
A sampling of counties at the $736,000 level include: Bristol County, Kent County, Newport County, Bristol County, Kent County, Newport County
The FHA loan limits in South Carolina range between $524,225 and $632,500
A sampling of counties at the $524,225 level include: Abbeville County, Aiken County, Allendale County
A sampling of counties at the $632,500 level include: Berkeley County, Charleston County, Dorchester County
The FHA loan limits in South Dakota range between $524,225 and $541,650
A sampling of counties at the $524,225 level include: Aurora County, Beadle County, Bennett County, Aurora County, Beadle County
A sampling of counties at the $541,650 level include: Lawrence County
The FHA loan limits in Tennessee range between $524,225 and $989,000
A sampling of counties at the $524,225 level include: Anderson County, Bedford County, Benton County
A sampling of counties at the $989,000 level include: Cannon County, Cheatham County, Davidson County
The FHA loan limits in Texas range between $524,225 and $571,550
A sampling of counties at the $524,225 level include: Anderson County, Andrews County, Angelina County
A sampling of counties at the $571,550 level include: Bastrop County, Caldwell County, Hays County
The FHA loan limits in Utah range between $524,225 and $1,163,800
A sampling of counties at the $524,225 level include: Beaver County, Cache County, Carbon County
A sampling of counties at the $1,163,800 level include: Summit County, Wasatch County
The FHA loan limits in Vermont range between $524,225 and $575,000
A sampling of counties at the $524,225 level include: Addison County, Bennington County, Caledonia County
A sampling of counties at the $575,000 level include: Chittenden County, Franklin County, Grand Isle County
The FHA loan limits in Virginia range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Accomack County, Alleghany County, Amherst County
A sampling of counties at the $1,209,750 level include: Alexandria city, Arlington County, Clarke County
The FHA loan limits in Washington range between $524,225 and $1,037,300
A sampling of counties at the $524,225 level include: Adams County, Asotin County, Benton County
A sampling of counties at the $1,037,300 level include: King County, Pierce County, Snohomish County
The FHA loan limits in West Virginia range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Barbour County, Berkeley County, Boone County, Barbour County, Berkeley County
A sampling of counties at the $1,209,750 level include: Jefferson County
The FHA loan limits in Wisconsin range between $524,225 and $529,000
A sampling of counties at the $524,225 level include: Adams County, Ashland County, Barron County, Adams County
A sampling of counties at the $529,000 level include: Pierce County, St. Croix County
The FHA loan limits in Wyoming range between $524,225 and $1,209,750
A sampling of counties at the $524,225 level include: Albany County, Big Horn County, Campbell County, Albany County, Big Horn County
A sampling of counties at the $1,209,750 level include: Teton County