FHA Loan Limits - South Dakota
The Federal Housing Administration (aka FHA) sets loan limits in South Dakota that are updated every year. In 2025, the FHA loan limits in South Dakota ranged between $524,225 and $541,650 for single-unit properties (i.e. single family homes). Following is a list of counties in South Dakota . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Aurora County for 2025 was $172,000.
The FHA loan limits in Aurora County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Beadle County for 2025 was $124,000.
The FHA loan limits in Beadle County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Bennett County for 2025 was $162,000.
The FHA loan limits in Bennett County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Bon Homme County for 2025 was $160,000.
The FHA loan limits in Bon Homme County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Brookings County for 2025 was $324,000.
The FHA loan limits in Brookings County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Brown County for 2025 was $285,000.
The FHA loan limits in Brown County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Brule County for 2025 was $267,000.
The FHA loan limits in Brule County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Buffalo County for 2025 was $132,000.
The FHA loan limits in Buffalo County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Butte County for 2025 was $250,000.
The FHA loan limits in Butte County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Campbell County for 2025 was $183,000.
The FHA loan limits in Campbell County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Charles Mix County for 2025 was $232,000.
The FHA loan limits in Charles Mix County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Clark County for 2025 was $193,000.
The FHA loan limits in Clark County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Clay County for 2025 was $204,000.
The FHA loan limits in Clay County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Codington County for 2025 was $258,000.
The FHA loan limits in Codington County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Corson County for 2025 was $108,000.
The FHA loan limits in Corson County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Custer County for 2025 was $338,000.
The FHA loan limits in Custer County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Davison County for 2025 was $243,000.
The FHA loan limits in Davison County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Day County for 2025 was $192,000.
The FHA loan limits in Day County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Deuel County for 2025 was $157,000.
The FHA loan limits in Deuel County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Dewey County for 2025 was $95,000.
The FHA loan limits in Dewey County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Douglas County for 2025 was $172,000.
The FHA loan limits in Douglas County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Edmunds County for 2025 was $285,000.
The FHA loan limits in Edmunds County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Fall River County for 2025 was $225,000.
The FHA loan limits in Fall River County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Faulk County for 2025 was $164,000.
The FHA loan limits in Faulk County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Grant County for 2025 was $239,000.
The FHA loan limits in Grant County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Gregory County for 2025 was $155,000.
The FHA loan limits in Gregory County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Haakon County for 2025 was $176,000.
The FHA loan limits in Haakon County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hamlin County for 2025 was $258,000.
The FHA loan limits in Hamlin County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hand County for 2025 was $190,000.
The FHA loan limits in Hand County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hanson County for 2025 was $243,000.
The FHA loan limits in Hanson County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Harding County for 2025 was $163,000.
The FHA loan limits in Harding County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hughes County for 2025 was $242,000.
The FHA loan limits in Hughes County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hutchinson County for 2025 was $204,000.
The FHA loan limits in Hutchinson County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hyde County for 2025 was $123,000.
The FHA loan limits in Hyde County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Jackson County for 2025 was $138,000.
The FHA loan limits in Jackson County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Jerauld County for 2025 was $124,000.
The FHA loan limits in Jerauld County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Jones County for 2025 was $126,000.
The FHA loan limits in Jones County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Kingsbury County for 2025 was $212,000.
The FHA loan limits in Kingsbury County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Lake County for 2025 was $280,000.
The FHA loan limits in Lake County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Lawrence County for 2025 was $380,000.
The FHA loan limits in Lawrence County, SD for 2025 are:
- Single Unit: $541,650
- Double (2) Unit (duplexes): $693,400
- Triple (3) Unit (triplexes, 3 flats): $838,150
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,041,650
The median single-family (1 unit) home sales price in Lincoln County for 2025 was $381,000.
The FHA loan limits in Lincoln County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Lyman County for 2025 was $230,000.
The FHA loan limits in Lyman County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Marshall County for 2025 was $179,000.
The FHA loan limits in Marshall County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in McCook County for 2025 was $381,000.
The FHA loan limits in McCook County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in McPherson County for 2025 was $111,000.
The FHA loan limits in McPherson County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Meade County for 2025 was $360,000.
The FHA loan limits in Meade County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Mellette County for 2025 was $77,000.
The FHA loan limits in Mellette County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Miner County for 2025 was $119,000.
The FHA loan limits in Miner County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Minnehaha County for 2025 was $381,000.
The FHA loan limits in Minnehaha County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Moody County for 2025 was $276,000.
The FHA loan limits in Moody County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Oglala Lakota County for 2025 was $60,000.
The FHA loan limits in Oglala Lakota County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Pennington County for 2025 was $360,000.
The FHA loan limits in Pennington County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Perkins County for 2025 was $155,000.
The FHA loan limits in Perkins County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Potter County for 2025 was $185,000.
The FHA loan limits in Potter County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Roberts County for 2025 was $182,000.
The FHA loan limits in Roberts County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Sanborn County for 2025 was $183,000.
The FHA loan limits in Sanborn County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Spink County for 2025 was $154,000.
The FHA loan limits in Spink County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Stanley County for 2025 was $242,000.
The FHA loan limits in Stanley County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Sully County for 2025 was $271,000.
The FHA loan limits in Sully County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Todd County for 2025 was $52,000.
The FHA loan limits in Todd County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Tripp County for 2025 was $182,000.
The FHA loan limits in Tripp County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Turner County for 2025 was $381,000.
The FHA loan limits in Turner County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Union County for 2025 was $262,000.
The FHA loan limits in Union County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Walworth County for 2025 was $165,000.
The FHA loan limits in Walworth County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Yankton County for 2025 was $245,000.
The FHA loan limits in Yankton County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Ziebach County for 2025 was $132,000.
The FHA loan limits in Ziebach County, SD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300