Conforming Loan Limits
We've got the entire list of conforming Loan Limits in the United States. You can drill down into any state to see its county level conforming loan limits as well.
What exactly is a "conforming loan limit" anyway?
In short, a conforming loan limit is the biggest conventional mortgage possible. A conventional mortgage is a type of mortgage that can be bought by Freddie Mac or Fannie Mae, and then packaged into securities that are sold to a bunch of investors. This "packaging" reduces the risk to lenders because once your mortgage is securitized and sold to investors, the risk is split up among all those investors. The lender no longer has to worry about you defaulting on your mortgage because they don't own it any more. The lender has "sold" your mortgage to Freddie Mac or Fannie Mae and have gotten their money back.
Once Freddie or Fannie have bought the mortgage from the lender, they "bundle" it together with lots of other mortgages creating a security instrument (like a stock ticker). They sell this security to investors and recoup the money they originally spent to buy the mortgage from the lender. Conforming loan limits are basically Freddie Mac and Fannie Mae saying "Dear Lender, we'll buy that mortgage you just approved for Mrs Jane Doe, but only if it's below a certain limit."
Find a county level conforming loan limit by selecting your state below, and then selecting your county
The conforming loan limits in Alabama range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Autauga County, Baldwin County, Barbour County
A sampling of counties at the $806,500 level include: Autauga County, Baldwin County, Barbour County
The conforming loan limits in Alaska range between $1,149,825 and $1,209,750
A sampling of counties at the $1,149,825 level include: , , Aleutians East Borough
A sampling of counties at the $1,209,750 level include: , , Aleutians East Borough
The conforming loan limits in American Samoa range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Eastern District, Manu'a District, Rose Island
A sampling of counties at the $806,500 level include: Eastern District, Manu'a District, Rose Island
The conforming loan limits in Arizona range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Apache County, Cochise County, Coconino County
A sampling of counties at the $806,500 level include: Apache County, Cochise County, Coconino County
The conforming loan limits in Arkansas range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Arkansas County, Ashley County, Baxter County
A sampling of counties at the $806,500 level include: Arkansas County, Ashley County, Baxter County
The conforming loan limits in California range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Alpine County, Amador County, Butte County
A sampling of counties at the $1,209,750 level include: Alameda County, Contra Costa County, Los Angeles County
The conforming loan limits in Colorado range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Alamosa County, Archuleta County, Baca County
A sampling of counties at the $1,209,750 level include: Eagle County, Garfield County, Pitkin County
The conforming loan limits in Connecticut range between $766,550 and $851,000
A sampling of counties at the $766,550 level include: Fairfield County, Hartford County, Litchfield County
A sampling of counties at the $851,000 level include: Fairfield County
The conforming loan limits in Delaware range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Kent County, New Castle County, Sussex County
A sampling of counties at the $806,500 level include: Kent County, New Castle County, Sussex County
The conforming loan limits in District of Columbia range between $1,149,825 and $1,209,750
A sampling of counties at the $1,149,825 level include: District of Columbia, District of Columbia
A sampling of counties at the $1,209,750 level include: District of Columbia, District of Columbia
The conforming loan limits in Florida range between $766,550 and $967,150
A sampling of counties at the $766,550 level include: Alachua County, Baker County, Bay County
A sampling of counties at the $967,150 level include: Monroe County
The conforming loan limits in Georgia range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Appling County, Atkinson County, Bacon County
A sampling of counties at the $806,500 level include: Appling County, Atkinson County, Bacon County
The conforming loan limits in Guam range between $1,149,825 and $1,209,750
A sampling of counties at the $1,149,825 level include: Guam, Guam
A sampling of counties at the $1,209,750 level include: Guam, Guam
The conforming loan limits in Hawaii range between $1,149,825 and $1,209,750
A sampling of counties at the $1,149,825 level include: Hawaii County, Honolulu County, Kalawao County
A sampling of counties at the $1,209,750 level include: Hawaii County, Honolulu County, Kalawao County
The conforming loan limits in Idaho range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Ada County, Adams County, Bannock County
A sampling of counties at the $1,209,750 level include: Teton County
The conforming loan limits in Illinois range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Alexander County, Bond County
A sampling of counties at the $806,500 level include: Adams County, Alexander County, Bond County
The conforming loan limits in Indiana range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Allen County, Bartholomew County
A sampling of counties at the $806,500 level include: Adams County, Allen County, Bartholomew County
The conforming loan limits in Iowa range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adair County, Adams County, Allamakee County
A sampling of counties at the $806,500 level include: Adair County, Adams County, Allamakee County
The conforming loan limits in Kansas range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Allen County, Anderson County, Atchison County
A sampling of counties at the $806,500 level include: Allen County, Anderson County, Atchison County
The conforming loan limits in Kentucky range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adair County, Allen County, Anderson County
A sampling of counties at the $806,500 level include: Adair County, Allen County, Anderson County
The conforming loan limits in Louisiana range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Acadia Parish, Allen Parish, Ascension Parish
A sampling of counties at the $806,500 level include: Acadia Parish, Allen Parish, Ascension Parish
The conforming loan limits in Maine range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Androscoggin County, Aroostook County, Cumberland County
A sampling of counties at the $806,500 level include: Androscoggin County, Aroostook County, Cumberland County
The conforming loan limits in Maryland range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Allegany County, Anne Arundel County, Baltimore city
A sampling of counties at the $1,209,750 level include: Calvert County, Charles County, Frederick County
The conforming loan limits in Massachusetts range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Barnstable County, Berkshire County, Bristol County
A sampling of counties at the $1,209,750 level include: Dukes County, Nantucket County
The conforming loan limits in Michigan range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Alcona County, Alger County, Allegan County
A sampling of counties at the $806,500 level include: Alcona County, Alger County, Allegan County
The conforming loan limits in Minnesota range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Aitkin County, Anoka County, Becker County
A sampling of counties at the $806,500 level include: Aitkin County, Anoka County, Becker County
The conforming loan limits in Mississippi range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Alcorn County, Amite County
A sampling of counties at the $806,500 level include: Adams County, Alcorn County, Amite County
The conforming loan limits in Missouri range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adair County, Andrew County, Atchison County
A sampling of counties at the $806,500 level include: Adair County, Andrew County, Atchison County
The conforming loan limits in Montana range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Beaverhead County, Big Horn County, Blaine County
A sampling of counties at the $806,500 level include: Beaverhead County, Big Horn County, Blaine County
The conforming loan limits in Nebraska range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Antelope County, Arthur County
A sampling of counties at the $806,500 level include: Adams County, Antelope County, Arthur County
The conforming loan limits in Nevada range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Carson City, Churchill County, Clark County
A sampling of counties at the $806,500 level include: Carson City, Churchill County, Clark County
The conforming loan limits in New Hampshire range between $766,550 and $914,250
A sampling of counties at the $766,550 level include: Belknap County, Carroll County, Cheshire County
A sampling of counties at the $914,250 level include: Rockingham County, Strafford County
The conforming loan limits in New Jersey range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Atlantic County, Burlington County, Camden County
A sampling of counties at the $1,209,750 level include: Bergen County, Essex County, Hudson County
The conforming loan limits in New Mexico range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Bernalillo County, Catron County, Chaves County
A sampling of counties at the $806,500 level include: Bernalillo County, Catron County, Chaves County
The conforming loan limits in New York range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Albany County, Allegany County, Broome County
A sampling of counties at the $1,209,750 level include: Bronx County, Kings County, Nassau County
The conforming loan limits in North Carolina range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Alamance County, Alexander County, Alleghany County
A sampling of counties at the $806,500 level include: Alamance County, Alexander County, Alleghany County
The conforming loan limits in North Dakota range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Barnes County, Benson County
A sampling of counties at the $806,500 level include: Adams County, Barnes County, Benson County
The conforming loan limits in Northern Mariana Isl range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Northern Islands, Rota, Saipan
A sampling of counties at the $806,500 level include: Northern Islands, Rota, Saipan
The conforming loan limits in Ohio range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Allen County, Ashland County
A sampling of counties at the $806,500 level include: Adams County, Allen County, Ashland County
The conforming loan limits in Oklahoma range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adair County, Alfalfa County, Atoka County
A sampling of counties at the $806,500 level include: Adair County, Alfalfa County, Atoka County
The conforming loan limits in Oregon range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Baker County, Benton County, Clackamas County
A sampling of counties at the $806,500 level include: Baker County, Benton County, Clackamas County
The conforming loan limits in Pennsylvania range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Adams County, Allegheny County, Armstrong County
A sampling of counties at the $1,209,750 level include: Pike County
The conforming loan limits in Puerto Rico range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adjuntas, Aguada, Aguadilla
A sampling of counties at the $806,500 level include: Adjuntas, Aguada, Aguadilla
The conforming loan limits in Rhode Island range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Bristol County, Kent County, Newport County
A sampling of counties at the $806,500 level include: Bristol County, Kent County, Newport County
The conforming loan limits in South Carolina range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Abbeville County, Aiken County, Allendale County
A sampling of counties at the $806,500 level include: Abbeville County, Aiken County, Allendale County
The conforming loan limits in South Dakota range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Aurora County, Beadle County, Bennett County
A sampling of counties at the $806,500 level include: Aurora County, Beadle County, Bennett County
The conforming loan limits in Tennessee range between $766,550 and $989,000
A sampling of counties at the $766,550 level include: Anderson County, Bedford County, Benton County
A sampling of counties at the $989,000 level include: Cannon County, Cheatham County, Davidson County
The conforming loan limits in Texas range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Anderson County, Andrews County, Angelina County
A sampling of counties at the $806,500 level include: Anderson County, Andrews County, Angelina County
The conforming loan limits in Utah range between $766,550 and $1,149,825
A sampling of counties at the $766,550 level include: Beaver County, Box Elder County, Cache County
A sampling of counties at the $1,149,825 level include: Summit County, Summit County, Wasatch County
The conforming loan limits in Vermont range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Addison County, Bennington County, Caledonia County
A sampling of counties at the $806,500 level include: Addison County, Bennington County, Caledonia County
The conforming loan limits in Virgin Islands range between $1,149,825 and $1,209,750
A sampling of counties at the $1,149,825 level include: St. Croix, St. John, St. Thomas
A sampling of counties at the $1,209,750 level include: St. Croix, St. John, St. Thomas
The conforming loan limits in Virginia range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Accomack County, Albemarle County, Alleghany County
A sampling of counties at the $1,209,750 level include: Alexandria city, Arlington County, Clarke County
The conforming loan limits in Washington range between $766,550 and $1,037,300
A sampling of counties at the $766,550 level include: Adams County, Asotin County, Benton County
A sampling of counties at the $1,037,300 level include: King County, Pierce County, Snohomish County
The conforming loan limits in West Virginia range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Barbour County, Berkeley County, Boone County
A sampling of counties at the $1,209,750 level include: Jefferson County
The conforming loan limits in Wisconsin range between $766,550 and $806,500
A sampling of counties at the $766,550 level include: Adams County, Ashland County, Barron County
A sampling of counties at the $806,500 level include: Adams County, Ashland County, Barron County
The conforming loan limits in Wyoming range between $766,550 and $1,209,750
A sampling of counties at the $766,550 level include: Albany County, Big Horn County, Campbell County
A sampling of counties at the $1,209,750 level include: Teton County