FHA Loan Limits - New Jersey
The Federal Housing Administration (aka FHA) sets loan limits in New Jersey that are updated every year. In 2025, the FHA loan limits in New Jersey ranged between $524,225 and $1,209,750 for single-unit properties (i.e. single family homes). Following is a list of counties in New Jersey . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Atlantic County for 2025 was $342,000.
The FHA loan limits in Atlantic County, NJ for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Bergen County for 2025 was $1,138,000.
The FHA loan limits in Bergen County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Burlington County for 2025 was $517,000.
The FHA loan limits in Burlington County, NJ for 2025 are:
- Single Unit: $594,550
- Double (2) Unit (duplexes): $761,150
- Triple (3) Unit (triplexes, 3 flats): $920,050
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400
The median single-family (1 unit) home sales price in Camden County for 2025 was $517,000.
The FHA loan limits in Camden County, NJ for 2025 are:
- Single Unit: $594,550
- Double (2) Unit (duplexes): $761,150
- Triple (3) Unit (triplexes, 3 flats): $920,050
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400
The median single-family (1 unit) home sales price in Cape May County for 2025 was $580,000.
The FHA loan limits in Cape May County, NJ for 2025 are:
- Single Unit: $667,000
- Double (2) Unit (duplexes): $853,900
- Triple (3) Unit (triplexes, 3 flats): $1,032,150
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,282,700
The median single-family (1 unit) home sales price in Cumberland County for 2025 was $219,000.
The FHA loan limits in Cumberland County, NJ for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Essex County for 2025 was $1,138,000.
The FHA loan limits in Essex County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Gloucester County for 2025 was $517,000.
The FHA loan limits in Gloucester County, NJ for 2025 are:
- Single Unit: $594,550
- Double (2) Unit (duplexes): $761,150
- Triple (3) Unit (triplexes, 3 flats): $920,050
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400
The median single-family (1 unit) home sales price in Hudson County for 2025 was $1,138,000.
The FHA loan limits in Hudson County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Hunterdon County for 2025 was $1,138,000.
The FHA loan limits in Hunterdon County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Mercer County for 2025 was $365,000.
The FHA loan limits in Mercer County, NJ for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Middlesex County for 2025 was $1,138,000.
The FHA loan limits in Middlesex County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Monmouth County for 2025 was $1,138,000.
The FHA loan limits in Monmouth County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Morris County for 2025 was $1,138,000.
The FHA loan limits in Morris County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Ocean County for 2025 was $1,138,000.
The FHA loan limits in Ocean County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Passaic County for 2025 was $1,138,000.
The FHA loan limits in Passaic County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Salem County for 2025 was $517,000.
The FHA loan limits in Salem County, NJ for 2025 are:
- Single Unit: $594,550
- Double (2) Unit (duplexes): $761,150
- Triple (3) Unit (triplexes, 3 flats): $920,050
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400
The median single-family (1 unit) home sales price in Somerset County for 2025 was $1,138,000.
The FHA loan limits in Somerset County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Sussex County for 2025 was $1,138,000.
The FHA loan limits in Sussex County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Union County for 2025 was $1,138,000.
The FHA loan limits in Union County, NJ for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Warren County for 2025 was $350,000.
The FHA loan limits in Warren County, NJ for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300