FHA Loan Limits - Massachusetts
The Federal Housing Administration (aka FHA) sets loan limits in Massachusetts that are updated every year. In 2025, the FHA loan limits in Massachusetts ranged between $524,225 and $1,209,750 for single-unit properties (i.e. single family homes). Following is a list of counties in Massachusetts . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Barnstable County for 2025 was $695,000.
The FHA loan limits in Barnstable County, MA for 2025 are:
- Single Unit: $799,250
- Double (2) Unit (duplexes): $1,023,200
- Triple (3) Unit (triplexes, 3 flats): $1,236,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,537,050
The median single-family (1 unit) home sales price in Berkshire County for 2025 was $300,000.
The FHA loan limits in Berkshire County, MA for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Bristol County for 2025 was $625,000.
The FHA loan limits in Bristol County, MA for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400
The median single-family (1 unit) home sales price in Dukes County for 2025 was $1,398,000.
The FHA loan limits in Dukes County, MA for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Essex County for 2025 was $795,000.
The FHA loan limits in Essex County, MA for 2025 are:
- Single Unit: $914,250
- Double (2) Unit (duplexes): $1,170,400
- Triple (3) Unit (triplexes, 3 flats): $1,414,750
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,758,200
The median single-family (1 unit) home sales price in Franklin County for 2025 was $410,000.
The FHA loan limits in Franklin County, MA for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hampden County for 2025 was $410,000.
The FHA loan limits in Hampden County, MA for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hampshire County for 2025 was $410,000.
The FHA loan limits in Hampshire County, MA for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Middlesex County for 2025 was $795,000.
The FHA loan limits in Middlesex County, MA for 2025 are:
- Single Unit: $914,250
- Double (2) Unit (duplexes): $1,170,400
- Triple (3) Unit (triplexes, 3 flats): $1,414,750
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,758,200
The median single-family (1 unit) home sales price in Nantucket County for 2025 was $2,525,000.
The FHA loan limits in Nantucket County, MA for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Norfolk County for 2025 was $795,000.
The FHA loan limits in Norfolk County, MA for 2025 are:
- Single Unit: $914,250
- Double (2) Unit (duplexes): $1,170,400
- Triple (3) Unit (triplexes, 3 flats): $1,414,750
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,758,200
The median single-family (1 unit) home sales price in Plymouth County for 2025 was $795,000.
The FHA loan limits in Plymouth County, MA for 2025 are:
- Single Unit: $914,250
- Double (2) Unit (duplexes): $1,170,400
- Triple (3) Unit (triplexes, 3 flats): $1,414,750
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,758,200
The median single-family (1 unit) home sales price in Suffolk County for 2025 was $795,000.
The FHA loan limits in Suffolk County, MA for 2025 are:
- Single Unit: $914,250
- Double (2) Unit (duplexes): $1,170,400
- Triple (3) Unit (triplexes, 3 flats): $1,414,750
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,758,200
The median single-family (1 unit) home sales price in Worcester County for 2025 was $450,000.
The FHA loan limits in Worcester County, MA for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300