FHA Loan Limits - Maine

The Federal Housing Administration (aka FHA) sets loan limits in Maine that are updated every year. In 2025, the FHA loan limits in Maine ranged between $524,225 and $600,300 for single-unit properties (i.e. single family homes). Following is a list of counties in Maine . Click on a county to see the FHA loan limit for that county.

The median single-family (1 unit) home sales price in Androscoggin County for 2025 was $299,000.

The FHA loan limits in Androscoggin County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Androscoggin County, ME

The median single-family (1 unit) home sales price in Aroostook County for 2025 was $166,000.

The FHA loan limits in Aroostook County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Aroostook County, ME

The median single-family (1 unit) home sales price in Cumberland County for 2025 was $522,000.

The FHA loan limits in Cumberland County, ME for 2025 are:

  • Single Unit: $600,300
  • Double (2) Unit (duplexes): $768,500
  • Triple (3) Unit (triplexes, 3 flats): $928,950
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,154,450

Read more detail about Cumberland County, ME

The median single-family (1 unit) home sales price in Franklin County for 2025 was $244,000.

The FHA loan limits in Franklin County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Franklin County, ME

The median single-family (1 unit) home sales price in Hancock County for 2025 was $325,000.

The FHA loan limits in Hancock County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Hancock County, ME

The median single-family (1 unit) home sales price in Kennebec County for 2025 was $288,000.

The FHA loan limits in Kennebec County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Kennebec County, ME

The median single-family (1 unit) home sales price in Knox County for 2025 was $386,000.

The FHA loan limits in Knox County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Knox County, ME

The median single-family (1 unit) home sales price in Lincoln County for 2025 was $325,000.

The FHA loan limits in Lincoln County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Lincoln County, ME

The median single-family (1 unit) home sales price in Oxford County for 2025 was $292,000.

The FHA loan limits in Oxford County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Oxford County, ME

The median single-family (1 unit) home sales price in Penobscot County for 2025 was $273,000.

The FHA loan limits in Penobscot County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Penobscot County, ME

The median single-family (1 unit) home sales price in Piscataquis County for 2025 was $211,000.

The FHA loan limits in Piscataquis County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Piscataquis County, ME

The median single-family (1 unit) home sales price in Sagadahoc County for 2025 was $522,000.

The FHA loan limits in Sagadahoc County, ME for 2025 are:

  • Single Unit: $600,300
  • Double (2) Unit (duplexes): $768,500
  • Triple (3) Unit (triplexes, 3 flats): $928,950
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,154,450

Read more detail about Sagadahoc County, ME

The median single-family (1 unit) home sales price in Somerset County for 2025 was $220,000.

The FHA loan limits in Somerset County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Somerset County, ME

The median single-family (1 unit) home sales price in Waldo County for 2025 was $298,000.

The FHA loan limits in Waldo County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Waldo County, ME

The median single-family (1 unit) home sales price in Washington County for 2025 was $239,000.

The FHA loan limits in Washington County, ME for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Washington County, ME

The median single-family (1 unit) home sales price in York County for 2025 was $522,000.

The FHA loan limits in York County, ME for 2025 are:

  • Single Unit: $600,300
  • Double (2) Unit (duplexes): $768,500
  • Triple (3) Unit (triplexes, 3 flats): $928,950
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,154,450

Read more detail about York County, ME