FHA Loan Limits - New Mexico
The Federal Housing Administration (aka FHA) sets loan limits in New Mexico that are updated every year. In 2025, the FHA loan limits in New Mexico ranged between $524,225 and $692,300 for single-unit properties (i.e. single family homes). Following is a list of counties in New Mexico . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Bernalillo County for 2025 was $356,000.
The FHA loan limits in Bernalillo County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Catron County for 2025 was $230,000.
The FHA loan limits in Catron County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Chaves County for 2025 was $220,000.
The FHA loan limits in Chaves County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Cibola County for 2025 was $183,000.
The FHA loan limits in Cibola County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Colfax County for 2025 was $285,000.
The FHA loan limits in Colfax County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Curry County for 2025 was $219,000.
The FHA loan limits in Curry County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in DeBaca County for 2025 was $96,000.
The FHA loan limits in DeBaca County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Dona Ana County for 2025 was $296,000.
The FHA loan limits in Dona Ana County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Eddy County for 2025 was $283,000.
The FHA loan limits in Eddy County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Grant County for 2025 was $205,000.
The FHA loan limits in Grant County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Guadalupe County for 2025 was $205,000.
The FHA loan limits in Guadalupe County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Harding County for 2025 was $250,000.
The FHA loan limits in Harding County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hidalgo County for 2025 was $136,000.
The FHA loan limits in Hidalgo County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Lea County for 2025 was $60,000.
The FHA loan limits in Lea County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Lincoln County for 2025 was $316,000.
The FHA loan limits in Lincoln County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Los Alamos County for 2025 was $602,000.
The FHA loan limits in Los Alamos County, NM for 2025 are:
- Single Unit: $692,300
- Double (2) Unit (duplexes): $886,250
- Triple (3) Unit (triplexes, 3 flats): $1,071,300
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,331,350
The median single-family (1 unit) home sales price in Luna County for 2025 was $174,000.
The FHA loan limits in Luna County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in McKinley County for 2025 was $75,000.
The FHA loan limits in McKinley County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Mora County for 2025 was $200,000.
The FHA loan limits in Mora County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Otero County for 2025 was $221,000.
The FHA loan limits in Otero County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Quay County for 2025 was $161,000.
The FHA loan limits in Quay County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Rio Arriba County for 2025 was $299,000.
The FHA loan limits in Rio Arriba County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Roosevelt County for 2025 was $180,000.
The FHA loan limits in Roosevelt County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in San Juan County for 2025 was $275,000.
The FHA loan limits in San Juan County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in San Miguel County for 2025 was $200,000.
The FHA loan limits in San Miguel County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Sandoval County for 2025 was $356,000.
The FHA loan limits in Sandoval County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Santa Fe County for 2025 was $469,000.
The FHA loan limits in Santa Fe County, NM for 2025 are:
- Single Unit: $541,650
- Double (2) Unit (duplexes): $693,400
- Triple (3) Unit (triplexes, 3 flats): $838,150
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,041,650
The median single-family (1 unit) home sales price in Sierra County for 2025 was $183,000.
The FHA loan limits in Sierra County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Socorro County for 2025 was $191,000.
The FHA loan limits in Socorro County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Taos County for 2025 was $407,000.
The FHA loan limits in Taos County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Torrance County for 2025 was $356,000.
The FHA loan limits in Torrance County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Union County for 2025 was $169,000.
The FHA loan limits in Union County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Valencia County for 2025 was $356,000.
The FHA loan limits in Valencia County, NM for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300