FHA Loan Limits - Rhode Island
The Federal Housing Administration (aka FHA) sets loan limits in Rhode Island that are updated every year. In 2025, the FHA loan limits in Rhode Island ranged between $736,000 and $736,000 for single-unit properties (i.e. single family homes). Following is a list of counties in Rhode Island . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Bristol County for 2025 was $625,000.
The FHA loan limits in Bristol County, RI for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400
The median single-family (1 unit) home sales price in Kent County for 2025 was $625,000.
The FHA loan limits in Kent County, RI for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400
The median single-family (1 unit) home sales price in Newport County for 2025 was $625,000.
The FHA loan limits in Newport County, RI for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400
The median single-family (1 unit) home sales price in Providence County for 2025 was $625,000.
The FHA loan limits in Providence County, RI for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400
The median single-family (1 unit) home sales price in Washington County for 2025 was $625,000.
The FHA loan limits in Washington County, RI for 2025 are:
- Single Unit: $736,000
- Double (2) Unit (duplexes): $942,200
- Triple (3) Unit (triplexes, 3 flats): $1,138,900
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,415,400