FHA Loan Limits - Maryland
The Federal Housing Administration (aka FHA) sets loan limits in Maryland that are updated every year. In 2025, the FHA loan limits in Maryland ranged between $524,225 and $1,209,750 for single-unit properties (i.e. single family homes). Following is a list of counties in Maryland . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Allegany County for 2025 was $163,000.
The FHA loan limits in Allegany County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Anne Arundel County for 2025 was $636,000.
The FHA loan limits in Anne Arundel County, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Baltimore city for 2025 was $636,000.
The FHA loan limits in Baltimore city, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Baltimore County for 2025 was $636,000.
The FHA loan limits in Baltimore County, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Calvert County for 2025 was $1,130,000.
The FHA loan limits in Calvert County, MD for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Caroline County for 2025 was $255,000.
The FHA loan limits in Caroline County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Carroll County for 2025 was $636,000.
The FHA loan limits in Carroll County, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Cecil County for 2025 was $517,000.
The FHA loan limits in Cecil County, MD for 2025 are:
- Single Unit: $594,550
- Double (2) Unit (duplexes): $761,150
- Triple (3) Unit (triplexes, 3 flats): $920,050
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400
The median single-family (1 unit) home sales price in Charles County for 2025 was $1,130,000.
The FHA loan limits in Charles County, MD for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Dorchester County for 2025 was $224,000.
The FHA loan limits in Dorchester County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Frederick County for 2025 was $1,130,000.
The FHA loan limits in Frederick County, MD for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Garrett County for 2025 was $229,000.
The FHA loan limits in Garrett County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Harford County for 2025 was $636,000.
The FHA loan limits in Harford County, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Howard County for 2025 was $636,000.
The FHA loan limits in Howard County, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Kent County for 2025 was $279,000.
The FHA loan limits in Kent County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Montgomery County for 2025 was $1,130,000.
The FHA loan limits in Montgomery County, MD for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Prince George for 2025 was $1,130,000.
The FHA loan limits in Prince George, MD for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Queen Anne for 2025 was $636,000.
The FHA loan limits in Queen Anne, MD for 2025 are:
- Single Unit: $731,400
- Double (2) Unit (duplexes): $936,300
- Triple (3) Unit (triplexes, 3 flats): $1,131,800
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,406,550
The median single-family (1 unit) home sales price in Somerset County for 2025 was $422,000.
The FHA loan limits in Somerset County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in St. Mary for 2025 was $393,000.
The FHA loan limits in St. Mary, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Talbot County for 2025 was $451,000.
The FHA loan limits in Talbot County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Washington County for 2025 was $290,000.
The FHA loan limits in Washington County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Wicomico County for 2025 was $422,000.
The FHA loan limits in Wicomico County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Worcester County for 2025 was $422,000.
The FHA loan limits in Worcester County, MD for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300