FHA Loan Limits - New York
The Federal Housing Administration (aka FHA) sets loan limits in New York that are updated every year. In 2025, the FHA loan limits in New York ranged between $524,225 and $1,209,750 for single-unit properties (i.e. single family homes). Following is a list of counties in New York . Click on a county to see the FHA loan limit for that county.
The median single-family (1 unit) home sales price in Albany County for 2025 was $395,000.
The FHA loan limits in Albany County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Allegany County for 2025 was $175,000.
The FHA loan limits in Allegany County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Bronx County for 2025 was $1,138,000.
The FHA loan limits in Bronx County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Broome County for 2025 was $160,000.
The FHA loan limits in Broome County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Cattaraugus County for 2025 was $103,000.
The FHA loan limits in Cattaraugus County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Cayuga County for 2025 was $165,000.
The FHA loan limits in Cayuga County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Chautauqua County for 2025 was $137,000.
The FHA loan limits in Chautauqua County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Chemung County for 2025 was $130,000.
The FHA loan limits in Chemung County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Chenango County for 2025 was $110,000.
The FHA loan limits in Chenango County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Clinton County for 2025 was $180,000.
The FHA loan limits in Clinton County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Columbia County for 2025 was $356,000.
The FHA loan limits in Columbia County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Cortland County for 2025 was $175,000.
The FHA loan limits in Cortland County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Delaware County for 2025 was $171,000.
The FHA loan limits in Delaware County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Dutchess County for 2025 was $420,000.
The FHA loan limits in Dutchess County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Erie County for 2025 was $250,000.
The FHA loan limits in Erie County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Essex County for 2025 was $204,000.
The FHA loan limits in Essex County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Franklin County for 2025 was $120,000.
The FHA loan limits in Franklin County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Fulton County for 2025 was $142,000.
The FHA loan limits in Fulton County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Genesee County for 2025 was $165,000.
The FHA loan limits in Genesee County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Greene County for 2025 was $275,000.
The FHA loan limits in Greene County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Hamilton County for 2025 was $219,000.
The FHA loan limits in Hamilton County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Herkimer County for 2025 was $187,000.
The FHA loan limits in Herkimer County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Jefferson County for 2025 was $186,000.
The FHA loan limits in Jefferson County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Kings County for 2025 was $1,138,000.
The FHA loan limits in Kings County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Lewis County for 2025 was $124,000.
The FHA loan limits in Lewis County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Livingston County for 2025 was $275,000.
The FHA loan limits in Livingston County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Madison County for 2025 was $221,000.
The FHA loan limits in Madison County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Monroe County for 2025 was $275,000.
The FHA loan limits in Monroe County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Montgomery County for 2025 was $155,000.
The FHA loan limits in Montgomery County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Nassau County for 2025 was $1,138,000.
The FHA loan limits in Nassau County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in New York County for 2025 was $1,138,000.
The FHA loan limits in New York County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Niagara County for 2025 was $250,000.
The FHA loan limits in Niagara County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Oneida County for 2025 was $187,000.
The FHA loan limits in Oneida County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Onondaga County for 2025 was $221,000.
The FHA loan limits in Onondaga County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Ontario County for 2025 was $275,000.
The FHA loan limits in Ontario County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Orange County for 2025 was $420,000.
The FHA loan limits in Orange County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Orleans County for 2025 was $275,000.
The FHA loan limits in Orleans County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Oswego County for 2025 was $221,000.
The FHA loan limits in Oswego County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Otsego County for 2025 was $173,000.
The FHA loan limits in Otsego County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Putnam County for 2025 was $1,138,000.
The FHA loan limits in Putnam County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Queens County for 2025 was $1,138,000.
The FHA loan limits in Queens County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Rensselaer County for 2025 was $395,000.
The FHA loan limits in Rensselaer County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Richmond County for 2025 was $1,138,000.
The FHA loan limits in Richmond County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Rockland County for 2025 was $1,138,000.
The FHA loan limits in Rockland County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Saratoga County for 2025 was $395,000.
The FHA loan limits in Saratoga County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Schenectady County for 2025 was $395,000.
The FHA loan limits in Schenectady County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Schoharie County for 2025 was $395,000.
The FHA loan limits in Schoharie County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Schuyler County for 2025 was $160,000.
The FHA loan limits in Schuyler County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Seneca County for 2025 was $172,000.
The FHA loan limits in Seneca County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in St. Lawrence County for 2025 was $106,000.
The FHA loan limits in St. Lawrence County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Steuben County for 2025 was $131,000.
The FHA loan limits in Steuben County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Suffolk County for 2025 was $1,138,000.
The FHA loan limits in Suffolk County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Sullivan County for 2025 was $229,000.
The FHA loan limits in Sullivan County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Tioga County for 2025 was $160,000.
The FHA loan limits in Tioga County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Tompkins County for 2025 was $275,000.
The FHA loan limits in Tompkins County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Ulster County for 2025 was $380,000.
The FHA loan limits in Ulster County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Warren County for 2025 was $275,000.
The FHA loan limits in Warren County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Washington County for 2025 was $275,000.
The FHA loan limits in Washington County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Wayne County for 2025 was $275,000.
The FHA loan limits in Wayne County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Westchester County for 2025 was $1,138,000.
The FHA loan limits in Westchester County, NY for 2025 are:
- Single Unit: $1,209,750
- Double (2) Unit (duplexes): $1,548,975
- Triple (3) Unit (triplexes, 3 flats): $1,872,225
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $2,326,875
The median single-family (1 unit) home sales price in Wyoming County for 2025 was $150,000.
The FHA loan limits in Wyoming County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300
The median single-family (1 unit) home sales price in Yates County for 2025 was $275,000.
The FHA loan limits in Yates County, NY for 2025 are:
- Single Unit: $524,225
- Double (2) Unit (duplexes): $671,200
- Triple (3) Unit (triplexes, 3 flats): $811,275
- Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300