FHA Loan Limits - Delaware

The Federal Housing Administration (aka FHA) sets loan limits in Delaware that are updated every year. In 2025, the FHA loan limits in Delaware ranged between $524,225 and $594,550 for single-unit properties (i.e. single family homes). Following is a list of counties in Delaware . Click on a county to see the FHA loan limit for that county.

The median single-family (1 unit) home sales price in Kent County for 2025 was $325,000.

The FHA loan limits in Kent County, DE for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Kent County, DE

The median single-family (1 unit) home sales price in New Castle County for 2025 was $517,000.

The FHA loan limits in New Castle County, DE for 2025 are:

  • Single Unit: $594,550
  • Double (2) Unit (duplexes): $761,150
  • Triple (3) Unit (triplexes, 3 flats): $920,050
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,143,400

Read more detail about New Castle County, DE

The median single-family (1 unit) home sales price in Sussex County for 2025 was $422,000.

The FHA loan limits in Sussex County, DE for 2025 are:

  • Single Unit: $524,225
  • Double (2) Unit (duplexes): $671,200
  • Triple (3) Unit (triplexes, 3 flats): $811,275
  • Quad (4) Unit (fourplexes, 4 flats, multi-family): $1,008,300

Read more detail about Sussex County, DE