Choose your Refinance
Choose your mortgage refinance solution
Welcome to LoanDanny.com!
LoanDanny.com is operated by Danny Hunt, a loan officer with Loan Factory. I focus on helping homeowners refinance their mortgages to accomplish their unique goals. I would love to help you if your refinance goal is to (a) shop for a new rate, (b) shorten or lengthen your mortgage term, (c) tap into your home equity and take out cash, (d) consolidate debt.
We Dare You to Compare!
We shop over 200 lenders for you to find a competitive rate with low closing costs. You can view our rates live by clicking the button below.
From our Blog |
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Compare Two Loan Estimates For FREE
So you have a couple of mortgage quotes and you aren't sure which one is better? Let Danny
take a look and help you compare - for FREE! Upload (or email us) your two loan estimates
and Danny will give you an honest and objective analysis.
Compare Now
LoanDanny Staff
What Are Lender Credits and How Can I Use Them to Lower My Closing Costs?
A lender credit is money offered by a mortgage lender to help borrowers cover closing costs. Sometimes the lender
credit is enough to cover all of the lender's closing costs. Any leftover credit may be used for non-lender closing costs like
prepaid taxes and homeowner's insurance, but cannot be used as part of a down-payment.
Continue reading
LoanDanny Staff
Compare Loan Factory rates to the competition
As a loan officer with Loan Factory, a nationwide mortgage broker, I'm able to get extremely competitive mortgage rates by shopping across multiple lenders. Here are some comparisons with some big name banks and lenders. The Loan Factory rate reflects the most competitive available in our network of 200+ lenders. To see the actual lender that offers the rate, click on the "Get custom quote" button.
Compared to Wells Fargo
Rates as of Tuesday, March 18 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
|
Wells Fargo | |
|---|---|---|
| Rate | 6% (APR=6.021%) | 6.75% (APR=6.948%) |
| Points / Credits | $458 | $7,380 |
| Payment | $1,199 | $1,297 |
| Savings over 30 years | $42,202 | $0 |
| (Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Compared to Chase
Rates as of Thursday, April 03 2025 at 2:00 PM (Pacific Time)|
WE DARE YOU TO COMPARE
|
Chase | |
|---|---|---|
| Rate | 5.875% (APR=5.956%) | 6.49% (APR=6.567%) |
| Points / Credits | $1,748 | $2,853 |
| Payment | $2,111 | $2,210 |
| Savings over 30 years | $36,723 | $0 |
| (Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Compared to Citibank
Rates as of Thursday, April 03 2025 at 2:00 PM (Pacific Time)|
WE DARE YOU TO COMPARE
|
Citibank | |
|---|---|---|
| Rate | 5.75% (APR=5.785%) | 6.125% (APR=6.325%) |
| Points / Credits | $563 | $1,125 |
| Payment | $875 | $911 |
| Savings over 30 years | $13,522 | $0 |
| (Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Compared to Bank of America
Rates as of Thursday, April 03 2025 at 2:00 PM (Pacific Time)|
WE DARE YOU TO COMPARE
|
Bank of America | |
|---|---|---|
| Rate | 5.875% (APR=5.904%) | 6.5% (APR=6.771%) |
| Points / Credits | $616 | $1,726 |
| Payment | $1,183 | $1,264 |
| Savings over 30 years | $30,270 | $0 |
| (Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Compared to Guaranteed Rate
Rates as of Thursday, April 03 2025 at 2:00 PM (Pacific Time)|
WE DARE YOU TO COMPARE
|
Guaranteed Rate | |
|---|---|---|
| Rate | 5.875% (APR=5.921%) | 6.125% (APR=6.379%) |
| Points / Credits | $1,748 | $3,385 |
| Payment | $2,070 | $2,127 |
| Savings over 30 years | $22,157 | $0 |
| (Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Compared to Better.com
Rates as of Thursday, April 03 2025 at 2:00 PM (Pacific Time)|
WE DARE YOU TO COMPARE
|
Better.com | |
|---|---|---|
| Rate | 5.875% (APR=5.887%) | 6.125% (APR=6.323%) |
| Points / Credits | $200 | $3,200 |
| Payment | $946 | $972 |
| Savings over 30 years | $12,360 | $0 |
| (Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock) | ||
| Get a custom quote | ||
Get in touch with Danny today!
Your home refinance is one call away. I will get back to you immediately.
