Choose your Refinance

Choose your mortgage refinance solution

Welcome to LoanDanny.com!

LoanDanny.com is operated by Danny Hunt, a loan officer with Loan Factory. I focus on helping homeowners refinance their mortgages to accomplish their unique goals. I would love to help you if your refinance goal is to (a) shop for a new rate, (b) shorten or lengthen your mortgage term, (c) tap into your home equity and take out cash, (d) consolidate debt.

We Dare You to Compare!

We shop over 200 lenders for you to find a competitive rate with low closing costs. You can view our rates live by clicking the button below.

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From our Blog

Compare two (2) Loan Estimates or Rate Quotes for FREE

Compare Two Loan Estimates For FREE

So you have a couple of mortgage quotes and you aren't sure which one is better? Let Danny take a look and help you compare - for FREE! Upload (or email us) your two loan estimates and Danny will give you an honest and objective analysis.
Compare Now

LoanDanny Staff
LoanDanny Staff
What are lender credits?

What Are Lender Credits and How Can I Use Them to Lower My Closing Costs?

A lender credit is money offered by a mortgage lender to help borrowers cover closing costs. Sometimes the lender credit is enough to cover all of the lender's closing costs. Any leftover credit may be used for non-lender closing costs like prepaid taxes and homeowner's insurance, but cannot be used as part of a down-payment.
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LoanDanny Staff
LoanDanny Staff
Compare Loan Factory rates to the competition

As a loan officer with Loan Factory, a nationwide mortgage broker, I'm able to get extremely competitive mortgage rates by shopping across multiple lenders. Here are some comparisons with some big name banks and lenders. The Loan Factory rate reflects the most competitive available in our network of 200+ lenders. To see the actual lender that offers the rate, click on the "Get custom quote" button.

Compared to Wells Fargo

Rates as of Tuesday, March 18 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Wells Fargo
Rate 6% (APR=6.021%) 6.75% (APR=6.948%)
Points / Credits $458 $7,380
Payment $1,199 $1,297
Savings over 30 years $42,202 $0
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Compared to Chase

Rates as of Tuesday, April 01 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Chase
Rate 6% (APR=6.067%) 6.5% (APR=6.599%)
Points / Credits $1,167 $2,853
Payment $2,139 $2,212
Savings over 30 years $28,052 $0
(Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Compared to Citibank

Rates as of Tuesday, April 01 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Citibank
Rate 5.875% (APR=5.887%) 6.375% (APR=6.578%)
Points / Credits $188 $1,125
Payment $887 $936
Savings over 30 years $18,577 $0
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Compared to Bank of America

Rates as of Tuesday, April 01 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Bank of America
Rate 6% (APR=6.01%) 6.625% (APR=6.902%)
Points / Credits $222 $1,726
Payment $1,199 $1,281
Savings over 30 years $31,024 $0
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Compared to Guaranteed Rate

Rates as of Tuesday, April 01 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Guaranteed Rate
Rate 6% (APR=6.031%) 6.375% (APR=6.598%)
Points / Credits $1,167 $2,702
Payment $2,098 $2,184
Savings over 30 years $32,495 $0
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Compared to Better.com

Rates as of Tuesday, April 01 2025 at 2:00 PM (Pacific Time)
WE DARE YOU TO COMPARE
Better.com
Rate 5.875% (APR=5.91%) 6.25% (APR=6.437%)
Points / Credits $600 $3,200
Payment $946 $985
Savings over 30 years $16,640 $0
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)
Get a custom quote

Get in touch with Danny today!

Your home refinance is one call away. I will get back to you immediately.